The multi-faceted report offers a fresh and insightful look at the economic requirements of low-wealth communities in America by:

• Comparing the way the world has successfully employed investment strategies in developing countries and how we could look at the investment and economic requirements of low-wealth communities;

• Highlighting the hidden investment opportunities that exist in many low-wealth communities;

• Recommending that if America wants to grow as a nation, it must address the broken economies of low-wealth communities caused by many generations of oversight, under-investment and some intransigent racial perception issues;

• Pointing out that if a demonstration of this Black small business market opportunity is successful, it can be followed by a viral spread to larger lenders and similar focused attention to other minorities.